Customers holding savings or current accounts with Indian Overseas Bank have access to several online and offline options to check their Account Balance. While visiting the nearest bank branch is one way to get updated account information, it is not always practical—especially for customers living abroad or those who prefer quick digital access.
To address this, Indian Overseas Bank offers a wide range of customer-friendly services such as internet banking, mobile banking, WhatsApp banking, missed call banking, and SMS banking. These services allow customers to access their account details from the comfort of their homes. However, for most of these facilities, it is mandatory that your mobile number is registered with the bank.
Below is a detailed, step-by-step guide explaining the various ways to check your Indian Overseas Bank account balance using online and offline channels.
How to Check Indian Overseas Bank Balance Using Internet Banking
Internet banking is one of the most reliable ways to check your Indian Overseas Bank account balance in real time. Customers who have registered for IOB internet banking can log in from anywhere using a computer or smartphone.
After logging in with your user ID and password on the official Indian Overseas Bank internet banking portal, navigate to the “Account Summary” or “Balance Enquiry” section. Your available balance and recent transactions will be displayed instantly.
How to Check Indian Overseas Bank Balance Using Mobile Banking
Indian Overseas Bank offers a dedicated mobile banking application that allows customers to check their account balance, view statements, and perform other banking transactions.
Once you download and install the official IOB mobile banking app and log in using your registered credentials, you can easily access your account balance from the dashboard. This method is especially useful for customers who frequently check their balance on the go.
How to Check Indian Overseas Bank Balance Using Missed Call or SMS Banking
Missed call and SMS banking are quick and convenient options for customers who do not have access to the internet. These services work only when you dial from your registered mobile number.
| Service Type | Contact Number | Purpose |
|---|---|---|
| Missed Call Banking | 9210622122 | Account Balance Enquiry |
| Missed Call Banking | 9289222029 | Mini Statement / Balance Details |
Simply give a missed call to any of the above numbers from your registered mobile number. The call will disconnect automatically, and you will receive an SMS containing your account balance or transaction details.
How to Check Indian Overseas Bank Balance Using WhatsApp Banking
Indian Overseas Bank also provides WhatsApp banking services, making it easier for customers to access basic banking information through chat-based interaction.
To use this service, save the Indian Overseas Bank WhatsApp number 967711234 on your phone. Open WhatsApp and send a “Hi” message from your registered mobile number. Follow the on-screen instructions to check your account balance and access other banking services.
Frequently Asked Questions (FAQs)
1. How can I check the balance in my Indian Overseas Bank account?
You can check your Indian Overseas Bank account balance using internet banking, mobile banking apps, WhatsApp banking, or missed call banking services.
2. How can I check my Indian Overseas Bank account balance using WhatsApp?
Save the official WhatsApp banking number 967711234 and send “Hi” from your registered mobile number to access balance enquiry services.
3. What is the missed call number for Indian Overseas Bank balance enquiry?
You can give a missed call from your registered mobile number to 9210622122 or 9289222029 to receive your account balance via SMS.
4. How can I view my Indian Overseas Bank account statement?
You can view and download your account statement through Indian Overseas Bank’s internet banking portal or mobile banking application.
With these multiple online and offline options, Indian Overseas Bank ensures that customers can easily stay updated on their account balance anytime, anywhere, without the need to visit a bank branch.
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