personal finance News
personal finance
Dhanteras 2026: How Indians Are Changing Gold Buying
Dhanteras gold buying is shifting towards lightweight jewellery, coins and digital gold as rising prices push Indian consumers to rethink festive budgets.
Non-ITR-1 Returns Rise to 62% as Income Sources Diversify
Non-ITR-1 filings reach 62% in AY 2026-27 as more Indians report income from investments, freelancing and business activities, ClearTax data shows.
Growing SIP Corpus? How to Adjust Your Investment Strategy
As an SIP corpus grows, investors should review asset allocation, concentration risk and financial goals to protect accumulated wealth from market volatility.
Affluent Indians Rethink Wealth Plans as Life Stages Overlap
HSBC's survey finds 96% of affluent Indians have reconsidered financial plans as career changes, family duties, retirement and inheritance increasingly overlap.
Overdraft Scam Alert: Man Recovers Rs 1.90 Lakh
A Delhi businessman says he paid Rs 1.90 lakh for insurance after a promised Rs 16 lakh overdraft failed, but recovered the premium through IRDAI.
UK Budget Reactions: Why Households Still Feel the Squeeze
UK residents explain how the budget affects rent, mortgages, energy bills, taxes and small businesses, with many still struggling to manage essential costs.
Buy, Borrow and Die: Inside the $5.4 Trillion Market
The buy, borrow and die strategy is expanding as securities-backed lending reaches $5.4 trillion, offering liquidity while exposing investors to financial risks.
How to Update Aadhaar Address Online and Offline
Learn how to update your Aadhaar address online or offline, check required documents, pay the applicable fee and track your application through UIDAI.
Gold Price Today: Buy Now or Wait for a Bigger Dip?
Gold prices fall for a fourth session ahead of Dhanteras. Check MCX support levels, market forecasts and whether buyers should purchase now or wait.
John Overdeck Divorce: 4 Financial Lessons for Founders
The John Overdeck divorce highlights four key financial lessons on prenuptial agreements, business valuation, executive pay and family-office governance.
Your Salary Is Paying for Your Lifestyle”: Woman’s Take on 9-to-5 Jobs Sparks Debate
9-to-5 jobs and salary, salary and lifestyle, financial stability, work-life balance, lifestyle inflation
Mint Money App Launch: Free Credit Scores, Personal Loans and Credit Cards
Mint Money App Launches on iPhone With Free Credit Scores, Personal Loan Discovery, EMI Calculator and Personalised Credit Card Recommendations for Smarter Financial Decisions
September 2026 Money Changes: Milk, Tax and FD Rules
September 1, 2026, brings several changes that households, taxpayers, businesses and international travellers should keep on their radar. Some...
Life Insurance Premium Missed? Grace Period Rules Explained
For many people, missing a Life Insurance premium is an honest mistake. An auto-debit may fail, there may not...
Doom Shopping Explained: Why Young Adults Are Spending on Things They Don’t Need—and How to Break the Cycle
From stress and social media influence to instant dopamine rewards, doom shopping is becoming a growing behavioral trend among young adults. Experts say understanding the psychology behind it is the first step toward healthier spending habits.
India Gold Market – How Gen Z Is Changing Gold Investment
Gold has occupied a special place in Indian households for generations, symbolising prosperity, security and cultural heritage. While these...
RBI Repo Rate Stays at 5.25% – Home Loan EMI Impact
If you were hoping that the Reserve Bank of India's latest monetary policy decision would bring down your home...
Doom Shopping Explained: Why Young Adults Keep Buying Things They Don’t Need and How to Break the Cycle
Doom Shopping Explained: Why Emotional Spending Happens and How to Break the Impulse Buying Cycle
PF, EPF, and NPS Explained: The Complete Guide to India’s Retirement Savings System
India's retirement savings landscape can feel like alphabet soup PF, EPF, PPF, NPS each with different rules, tax treatment,...
SIP vs Lump Sum Investing: Which Wins in Bull vs Bear Markets?
Every investor eventually faces the same question: should you invest a lump sum all at once, or spread it...
EPF Scheme 2026 Explained: New PF Contribution Rules, Withdrawal Changes, Pension Updates and Employee Impact
The Employees' Provident Fund Scheme 2026 modernises India's provident fund framework by clarifying voluntary higher PF contributions, simplifying withdrawal rules, strengthening digital services and improving compliance under the Code on Social Security.